In the Millennium, property and liability exposures are expanding far beyond our expectations. Seven figure jury verdicts have become commonplace and costs of new building construction and restoration of damaged property continue to soar.

Our Personal Lines Team can review your existing insurance program to help identify any deficiencies or gaps in coverage and then recommend a program designed to meet your specific needs.  After you suffered a loss is not the time to discover that you don’t have the right coverage.  Let us help you make sure your insurance has kept up with your needs, before you need it.

At Lovitt & Touché…

We believe personal insurance is in fact “personal”, and therefore offer an educational approach designed to help you make the best insurance buying decisions based on your situation. Has the insurance policy you purchased years ago kept up with your lifestyle? Our relationship driven approach is designed to ensure that the coverage you choose today will be revisited regularly to keep up with industry trends and changes in your life going forward.

Through our underwriting relationship with numerous A rated insurance carriers, we retain the ability to place coverage on an almost limitless array of unique insurance situations. Please let us know how we can help you properly protect your assets.