Lovitt & Touché Introduces Insurance Solution for Health Sciences Industry

Lovitt & Touché recently introduced an exclusive new insurance solution for the life sciences industry – Hanover Life Sciences Advantage. The life sciences industry faces increased regulation as the demand for expanded products and services grows exponentially. With this dynamic industry comes unique and complex risks, often requiring specialized protection. Focused on delivering specialized insurance

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Common Sense vs Work Place Safety – The Perspective Based Safety Culture

by Brian O. Owens, Risk Control Consultant, Lovitt & Touché Far too often I hear people rely on what they call “Common Sense” to explain away misunderstandings and gaps in communication as they relate to workplace incidents.  It usually sounds something like “He/She should have known that – it’s common sense!”  Common to whom, you

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Lovitt & Touché to Sponsor Ability360’s Annual Golf Tournament to Benefit the Nonprofit’s Efforts to Empower Disabled Individuals

Lovitt & Touché has been named presenting sponsor of Ability360’s second annual 360Charity Golf Tournament. Ability360 is a nonprofit organization providing programs to empower disabled individuals and help them achieve and maintain independent lifestyles. Programs include employment services, home modifications and home care services, social and recreational programs, and health and wellness services. Ability360 provides

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The Risks of Airbnb and Home Sharing

Just a few years ago, taking a trip involved contacting travel agencies, booking hotel rooms and making plans far in advance. Today, however, smartphones and the internet have helped create new sharing services that allow homeowners to connect with travelers and rent out their homes, spare bedrooms or other accommodations for a fee. Airbnb, the

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ACA Affordability Percentages Will Decrease for 2018

On May 5, 2017, the Internal Revenue Service (IRS) issued Revenue Procedure 2017-36 to index the contribution percentages in 2018 for purposes of determining affordability of an employer’s plan under the Affordable Care Act (ACA). For plan years beginning in 2018, employer-sponsored coverage will be considered affordable if the employee’s required contribution for self-only coverage

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The Perspective Based Safety Culture – How’s Your Chain Holding Up?

by Brian O. Owens, Risk Control Consultant, Lovitt & Touché What is culture?  What is behavior?  Defined, culture is said to be “Beliefs and customs shared by a society or group.”  Essentially, culture is uniformed behavior shared among people with like interests.  It appears safe to say then that behavior has a direct impact on

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U.S. Aftermath of WannaCry Ransomware Yet to be Seen

The WannaCry ransomware that has spread across 150 countries since Friday has appeared to slow down, but employees starting the workweek should be careful, as the effects in the United States are yet to be determined. WannaCry locks users out of their computers by exploiting a vulnerability in outdated versions of Microsoft Windows. It then

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Wellness at Lovitt & Touché

Wellness is an ongoing hot topic when it comes to company culture – from the way it can save employers money on health plans to the ways it can improve employees’ ability to thrive both in and outside of the workplace. At Lovitt & Touché, we believe in the value of Wellness Programs, partnering with

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Construction Safe Practices

Keeping the construction site safe is the first step in managing claims through prevention. The way to do that? Safe practices. Below are some good general safety practices to keep in mind on the job site. Fire safety and combustible materials: Keep oily rags away from oxygen to avoid spontaneous combustion. Always light torch with

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